petitpaindepice

Hi

These are tips I used personally. Hard to adhere sometimes but when you see the extra saved at the end of the month it puts a little sunshine into your life.

Clear all your credit card bills You don’t need me to point out just how much interest the banks and credit card companies are bleeding out of you just by loaning you cash to use. Credit is not extra cash, it’s borrowed cash with a very high interest payback.

Never pay for anything at its full value Always shop around, there will be opportunities to get that item at a fraction of its cost. It may be just a tiny bit of savings but every penny counts at the end of the day. I eat out when restaurants are offerings specials, and buy what is on sale at the market, and I love those group deals sites that offer me the chance to try new places at a fraction of the cost.

Never buy what you can borrow I’ve stopped buying CDs, movies, magazines and books. These things clutter you up on top of being a strain on your pocket. Sure, it is unfair to the creators, artistes, authors but they are earning millions anyways, you aren’t so be kind to yourself please.

I'm your partner for "help your partners save money profile swap" My 3 ideas are...

When possible, bring your own coffee/lunch/etc. I used to get a coffee every day on my way to work, and I realized that I can save almost $25/week by making coffee either at home, or at work, instead of going to Dunkin Donuts. You can also save money by bringing left overs or sandwiches to work, rather than having to buy lunch daily.

Never give exact change when buying something. If something costs $3.03, give $4, and put the 97 cents in a jar. At the end of the month, look at all the money that added up!

Don't be afraid of thrift stores! I've gotten so many great crafting supplies at my local thrift store. And before I started swapping, I saved tons of money by going there for electronics, books, etc!

Good luck saving some money!

Help Your Partners Save Money Swap:

Turn off lights and unplug appliances and chargers (such as phone chargers) when not in use to save $ on electricity bill.

Use cash instead of a debit or credit card. Not only does it make it easier to keep track of how much you're spending, but you'll save on interest rates and bank fees.

At the end of each day, put your change into some kind of container. You'll be very surprised after a few months or a year when you cash it in. One time I got almost $350!

Plan to get as many errands done on one trip as possible to save $ on gas.

awesome! im glad you got it so quickly! its almost time for your trip to cali, im excited for you! its going to be fab! and youll be there for halloween too, which is really great! take lots of pictures and be safe :)

alex

hi honey! sorry its taken so long for me to write you back, the move has been so hectic! but we are settled in now, and i wrote your letter yesterday! am i still sending to your swiss address? hope you and matthew are doing well!! xoxo

alex

Hey there ^^ Glad you liked the label mail and thank you lots for rating! I'm missing the vintage labels, it looks like they're on the decline, what a pity! I think they used French because it looks sophisticated and international ^.^ My husband is Japanese, this is why I have that name ^^ Have a nice evening =^.^=

oh my, it was resent over a month ago. i can resend for the 3rd time, maybe trakced? xx

well we did have a holiday this weekend so im guessing thats why its taking so long to get to me! it stinks cuz im so excited to get it!!! anthony and i had a lovely weekend at a lakehouse my friends own in north texas, it was super beautiful and relaxing up there but we partied a little too hard(i dont usually drink) and now im ready to sleep sleep sleep! thats weird about the sephora order, but it sounds like a good idea to try again once i move to my new place so we dont have to worry about it getting shipped to the wrong apt. cant wait to recieve your package and write you back! hope youre doing well!

hey severine! how are you and matthew? still waiting on the slow stinkin postal service to deliver your letter and stuffs, im so excited and cant wait to write back!! hows life in geneva? anthony and i are about to move into a bigger apartment sept 28th and im soo excited. hope everythings going well for you dear!

We certainly do seem to have a lot in common, so Id love to keep in contact with you :)